Monday 28 December 2015

First Night Arts Celebration New Year’s Eve Boston, Massachusetts

First Night Arts Celebration
New Year’s Eve
Boston, Massachusetts
Top New Years Eve Events

First night Boston is the largest New Year’s Eve event in North America. Celebrating the arts and showcasing Boston's cultural and artistic communities through over 250 exhibitions and performances by both local and internationally recognized artists, activities start at 1pm and run to midnight. Highlights of the festivities include the Boston Pops Symphony Hall concert broadcast live on video screens on City Hall Plaza, and the fireworks display over the harbor.
For more information about the First Night Arts Celebration visit:
http://www.firstnight.org

Bayfront Park's New Year's Eve Bayfront Park – Miami, Southeast Florida

Bayfront Park's New Year's Eve
New Year’s Eve
Bayfront Park – Miami, Southeast Florida
This annual New Year's Eve event in Miami’s Bayfront Park is a free New Year’s Eve party and concert complete with a DJ dance party and midnight fireworks display when the huge orange completes its ascent up the side of the Hotel Intercontinental during the countdown to midnight.
For more information about the Bayfront Park's New Year's Eve visit:
http://www.bayfrontparkmiami.com/pages/events.html

America's Party - New Year’s Eve

America's Party - New Year’s Eve
New Year’s Eve
The Strip – Las Vegas, Nevada
Attracting visitors from all over the world, this New Years Eve Event known as America’s Party occupies the entire length of The Strip from the Excalibur to Stratosphere, the entire length of which features major fireworks, and attracts tens of thousands of visitors (many wearing special hats).
For more information about America's Party - New Years Eve visit:
http://www.lvol.com/events/newyear.html

New Year’s Eve Fireworks Celebration Honolulu – Oahu, Hawaii

New Year’s Eve Fireworks Celebration

New Year’s Eve
Honolulu – Oahu, Hawaii
Aloha Tower Marketplace rings in the New Year with an unparalleled New Year's Eve celebration featuring waterfront dining, shopping, free live entertainment on multiple stages and a spectacular front row fireworks display over Honolulu Harbor at midnight. Center Stage festivities begin at 7pm with live entertainment, free giveaways, face painting, balloon animals and more.
For more information about the New Year’s Eve Fireworks Celebration in Oahu visit:
http://alohatower.com

Sunday 27 December 2015

2016 calender

Calendar for year 2016 (United States)

January

February

March

April

May

June

July

August

September

October

November

December

Holidays and Observances:

Jan 1	New Year's Day
Jan 18	Martin Luther King Day
Feb 14	Valentine's Day
Feb 15	Presidents' Day
Mar 27	Easter Sunday
Apr 13	Thomas Jefferson's Birthday
May 8	Mother's Day

May 30	Memorial Day
Jun 19	Father's Day
Jul 4	Independence Day
Sep 5	Labor Day
Oct 10	Columbus Day (Most regions)
Oct 31	Halloween
Nov 8	Election Day

Nov 11	Veterans Day
Nov 24	Thanksgiving Day
Dec 24	Christmas Eve
Dec 25	Christmas Day
Dec 26	'Christmas Day' observed
Dec 31	New Year's Eve

New Year's Day in United States

How to Celebrate 2016 in United States

New Year's Day falls on January 1 and marks the start of a new year according to the Gregorian calendar. It marks the end of New Year's Eve celebrations in the United States and gives many Americans a chance to remember the previous year.

Aerial view of a large fireworks display over the Chicago ©iStockphoto.com/chrisp0

What Do People Do?

The start of New Year's Day, at midnight, is heralded by fireworks, parties and special events, which are often televised. Very few people have to work on the day itself. For many it is a day of recovery from the New Year's Eve celebrations the previous night. In some towns and cities, parades are held and special football games are played. The birth of the first baby in the New Year is often celebrated with gifts to his or her parents and appearances in local newspapers and on local news shows. Many people make New Year's resolutions. These are usually promises to themselves that they will improve something in their own lives. Common New Year's resolutions are to stop smoking or drinking alcohol, to lose weight, exercise more or to live a healthier lifestyle.

Public Life

Government offices, organizations, schools and many businesses are closed in the USA on New Year's Day. Public transit systems do not run on their regular schedules. Where large public celebrations have been held, traffic may be disrupted by the clean-up operation. In general, public life is completely closed down.

Background

The Gregorian calendar is widely used in many countries such as the United States. This was introduced in 1582 by Pope Gregory XIII. The Julian calendar that had been in use until then was slightly inaccurate, causing the vernal equinox to move backwards in the calendar year. The Gregorian calendar was not accepted everywhere and some churches, particularly with origins in Eastern Europe, still use other calendars. According to the Gregorian calendar, the first day of the year is January 1.

Symbols

A common symbol of New Year's Day is Baby New Year. This is often a white male baby dressed in a diaper, a hat and a sash. The year he represents is printed on his sash. He rarely a newborn baby, as many pictures show him sitting up or even standing alone. According to mythology, Baby New Year grows up and ages in a single year. At the end of the year he is an old man and hands his role over to the next Baby New Year. Other symbols of New Year's Day are spectacular fireworks exploding over landmarks and clocks striking midnight as the year begins.

Saturday 14 March 2015

Beautiful Heart Daimond Ring

white and Black women hand bag

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Tuesday 27 January 2015

AIG Personal Auto Insurance

AIG Personal Auto Insurance

Economy and Safety go together with Auto Secure car insurance policy that will make you feel safer in your car than ever before. With greater benefits, exclusive features and more mileage on your investment, Auto Secure is a comprehensive car insurance policy that gives you maximum coverage against theft, accidental damage, third party liability and terrorism.

We have been delivering innovative automobile insurance solutions in Pakistan since 1949. Our primary focus is providing exceptional service to all our valued customers because you are the core of our business.

New Hampshire Insurance Company (Pakistan Branch) is part of AIG, AIG serves more than 70 million clients in over 160 countries and jurisdictions. It had a combined statutory surplus of $32.1 billion worldwide at year-end 2008. The Pakistan Branch of New Hampshire Insurance Company (Pakistan Branch) has been in operation since 1949. New Hampshire has established itself as a leading reliable international insurer with strong financial strength. Our underwriting expertise and discipline have remained at the core of our culture. Our clients include some of the largest names in commerce and industry. Small and medium sized enterprises and individuals equally trust us along with a host of retail customers. Our principal office is in Karachi with branch offices in Lahore, Islamabad and Faisalabad.

About AIG

AIG is a world leading property-casualty and general insurance organization serving more than 45 million clients in over 160 countries and jurisdictions. With a 90-year history, one of the industry's most extensive ranges of products and services, deep claims expertise and excellent financial strength, AIG enables its commercial and personal insurance clients alike to manage virtually any risk with confidence. AIG is the marketing name for the worldwide property-casualty and general insurance operations of AIG Inc.

What we provide

At AIG, we take on our clients’ challenges and goals. Whether the need is as fundamental as insuring a first home or as complex as providing environmental coverage, our priority is providing clients with the confidence they need to prosper. Behind every policy we write is our commitment to deliver what matters most to them. Among our unique strengths are:

Financial resources that allowed us to pay an average of $71M in claims worldwide every business day in 2008.
World-class talent with the know-how to assess vulnerability and underwrite the most complex risks – delivered through a local presence that enables us to respond rapidly when unforeseen events occur.
Ongoing development of new and industry-leading products and services, along with the ability to develop tailor-made solutions when existing offerings do not meet client needs.
An unwavering commitment to customer service excellence and to supporting our clients.

With deep resources and commitment, we enable our clients to pursue their goals with confidence.

Our brand

The AIG brand affirms the importance of our roots as one of the world’s leading insurance organizations. Our name and identity convey our continued commitment to earning trust through innovation. We remain focused on developing new products and managing risk and scale, based on insights derived from an expanded geographic reach that meets client needs in virtually every region of the world. AIG is taking measured steps to ensure a strong, independent future. At their core, the changes we are making represent a renewal and reinforcement of our commitment to the industry and dedication to customer service.

IGI Insurance IGI Auto Cover is a complete auto insurance plan

Welcome to IGI Insurance

IGI Insurance Limited is a flagship organization of Packages Group, one of the leading business houses of Pakistan.

IGI underwrites all types of property and casualty insurance: fire, marine, motor, travel, health, home and miscellaneous. Since 1953, IGI is providing comprehensive risk management facilities to a number of distinguished local and multinational business concerns through a network of branches in Pakistan.

Our covenant with the customers has always been to provide the best risk management services in Pakistan. Thus we have achieved through a total commitment to customer satisfaction, a highly professional attitude towards underwriting risk and prudent management practices. By developing a long-term relationship with our clients, in the last five decades, we have strived to create value for our customers and shareholders alike.

Auto Cover

IGI Auto Cover is a complete auto insurance plan for both individuals and corporate offering covering your automobile against the risk of:

Accidental damage
Fire, external self ignition or lightening or frost
Burglary, house-breaking, or theft
Malicious act
riot & strike
flood, hail, wind, hurricane, cyclone, tornado or typhoon
earthquake, volcanic eruption or other convulsion of n

ature
whilst in transit by air, road, rail, inland waterway, lift or elevator
third party legal liability
Terrorism

EFU GENERAL INSURANCE LTD motor insurance policy

Profile of Company

The Company was incorporated on September 2, 1932 and is engaged in non-life insurance business comprising of Property, Marine/Aviation, Motor and other Miscellaneous products.
The shares of the company are quoted on Karachi and Lahore Stock Exchanges of Pakistan.
The Principal place of business is located at EFU House, M.A. Jinnah Road, Karachi, Pakistan.
EFU is one of the few Pakistani organizations run totally by professional management and highly motivated field force.
Policies accepted by all institutions in the country.
Rating: Insurer Financial Strength AA+, Outlook: Stable (Rating Agency: JCR-VIS).
Client-base comprises of many leading business houses and multinational companies.
EFU gave the emerging insurance industry the leadership, the manpower and the drive needed to grow in a situation where at one time, three-fourths of insurance was held by foreign companies.
The company has also taken the initiative to transform its Enterprise Information System with an end to end solution comprising Oracle's latest technological software and hardware as part of the infrastructure solution to meet Company's projected Online Transaction Processing needs, keeping in view both the present requirements and future needs such as Data Warehouse, business intelligence and Customer Relationship Management System.
Tips on buying right motor insurance policy
List of Coverage for each type of Cover

Coverage

Act liability policy

Third party policy

Comprehensive policy

Third party personal injury and death

Third party property damage

Theft/own damage, constructive total Loss

EFU GENERAL INSURANCE LTD

Firstly as soon as car purchased the owner must buy an insurance cover. If a used car is purchased, the new owner needs to know that the cover of the previous owner is null and void.

The insured value or sum insured depends on the market value of the vehicle. Under insurance or over insurance occur when this value is not properly mentioned.

Over insurance occurs when sum insured is higher than the market value, maximum compensation is the market value of the vehicle.

Under insurance occurs if sum insured is less than the market values, you are as self-insuring the difference. In the event of a loss, you will only be partially compensated.

Average clause is applied when you suffer damage to your vehicle which is under insured. Your claim will be reduced proportionately by the uninsured portion, e.g. if you have insured your vehicle up to 70% of the market value, the insurance company will only pay 70% of total repair cost.

Private and Commercial Vehicle Comprehensive Insurance

This is the widest form of cover; our client is protected against financial losses of all kinds, accidental loss to vehicle, theft of car and third party liability claims on him or her.

Private and Commercial Vehicle Third Party Motor Vehicle Insurance

EFU's client is protected against all financial losses due to accidental damage liability of all forms to third party, property damage or bodily injury, death or both.

Private and Commercial Vehicle Act only Liability Insurance

The cover meets the minimum legal insurance requirement. In this cover, EFU offers you protection against financial losses due to liability of accidental bodily injury or death to third party. In addition to above basic protections we are offering insurance solutions to our clients, combining basic covers with following EXTRA BENEFITS.

Family Accidental Benefit Cover

EFU offer accidental death or injury benefit for insured, spouse and the entire family of EFU individual clients, in addition to comprehensive insurance of motor vehicle.

Accidental Death Cover for Salaried Driver

For our commercial clients owning fleet of vehicles a specially designed product offering personal accident covers for the paid drivers.

Protection of Loan Amount for Financial Institutions

For financial institution offering car financing schemes EFU offer modified insurance package offering protection of outstanding loan amount to the leasing company in case of death of lessee, combined with the comprehensive coverage of motor vehicle.

Personal Accident Benefit Cover for Passengers

This is a very popular cover that EFU is giving its clients who are in hospitality business, car rental service. Their guests are offered accidental injury or death benefits while traveling in motor vehicle.

Download Motor Proposal Form

Download Motor Claim Form

askari general insurance company limited (agico) Motor Insurance

Askri Motor Insurance

The policy provides comprehensive coverage against accidental damage including:
Fire
Theft
Snatching away by violent means
Riot & Strike damage
Loss or damage due to natural calamities
Road Traffic Act and a Common Law
Third party liability (bodily injury and property damage)

The policy can also be extended to include accidental personal injuries to and death of Driver and Passengers.askari general insurance company limited (agico) was incorporated in 1995 as a public limited company and is quoted on all the three stock exchanges of Pakistan and is registered and supervised by the SECP. It commenced its business in the same year and since then has by the grace of Allah maintained a steady growth.

agico is sponsored by the Army Welfare Trust (AWT) which is engaged in the business of finance, banking and production of consumer goods and services. The AWT has as many as 23 different companies working under its fold and most of these are quoted on the country's stock exchanges.

agico is one of the leading companies of this Trust and is rapidly growing to become a market leader in insurance sector of the country. Besides providing the traditional coverage like marine, motor and fire, askari general insurance also has the capacity to offer specialized coverage on various engineering risks. It is a pioneer and a market leader in its own right in health insurance and constantly exploring avenues to offer protection in areas yet unexplored by other companies.

With the grace of Allah the consistent progressive journey which started in the year 1995 is continuing. The Company is readily accessible in all areas of the country due to the presence of a large network of branches.

The trust which our clients have in us is evident from the fact that the Company has maintained its growth even in times when all the economic activities are at the lowest ebb. In view of this stable performance the company as been adjudged by the some leading national and international financial rating companies as "the company of future". askari general insurance has the commitment and the capacity to transform its promise into a reality.

Company Registration No: I-01677
Company National Tax Number: 2147359-5

jublie 3T-OLD CAR INSURANCE

The Aga Khan Development Network (AKDN) is a group of development agencies with mandates that include the environment, health, education, architecture, culture, microfinance, rural development, disaster reduction, the promotion of private-sector enterprise and the revitalisation of historic cities. AKDN agencies conduct their programmes without regard to faith, origin or gender.

The AKDN works in over 30 countries around the world. It employs approximately 80,000 people, the majority of whom are based in developing countries. The AKDN’s annual budget for non-profit development activities in 2010 was approximately US$ 625 million. The project companies of the Aga Khan Fund for Economic Development generated revenues of US$ 2.3 billion in 2010.

3T-OLD CAR INSURANCE

Older cars have history, and they come with little quirks that only you know about. So it's no surprise that old cars can have unique insurance needs. With this in mind, Jubilee General Insurance has designed 3T-old car insurance with the lowest premium rate of 1.5% net of insured estimated value.

COVERAGE:
Theft
Total loss
Third party liability

KEY POINTS
Age : 7 years and above
Value: less than Rs. 1 Million

INFORMATION REQUIRED
Pre-inspection
Car document verification

Adamjee comprehensive motor insurance

Motor Insurance policy is mandatory under the Motor Vehicle Act. Owing Adamjee Insurance Company Limited Motor Insurance ensures that the owner of vehicle is protected from financial losses, caused by damage or theft to the vehicle and third party liability.

Coverage
Adamjee comprehensive motor insurance policy gives you the maximum coverage against theft, accidental damage and third party liability with greater benefits, innovative features and hassle free post and pre insurance processing. The major scope of the cover includes:

Loss or Damage Due To:
Accidental means, Fire external explosion, Self - ignition
Lightning, Flood
Theft & Burglary
Malicious Act
Whilst in transit (Road & Rail)
Terrorism, Riots & Strikes (Optional)

Third Party Liability
Property Damage
Bodily Injury
Death

Some Exclusion
Losses incurred outside geographical area of Pakistan
Consequential loss depreciation wear and tear
Mechanical or electrical breakdown failures or breakage
Damage to Tyres and Battery unless the Motor Car is damaged at the same time where the liability of the company is limited to 50% of the cost of the replacement

Premium Payment Method
Premium payment can be made through cash, cheque, pay order, demand draft, telex transfer to the concerned Adamjee Insurance branch.

Company appoints surveyor who inspects the vehicle and submits the loss report.
After completion of required formalities and documents claim is processed by the company immediately.
On approval of the claim the payment cheque is released.

Monday 26 January 2015

Alleghany) Automobiles Insurance Companies Contact Us

Contact Us

About Alleghany Automobiles Insurance Companies

About Alleghany

Conservatism dominates our philosophy.

We shun investment fads and fashions in favor of acquiring relatively few interests in basic financial and industrial enterprises that offer the potential to deliver long-term value to the investor.

Alleghany’s objective is to create value through owning and managing operating subsidiaries and investments, anchored by a core position in property and casualty reinsurance and insurance.

We are managed by a small company staff which seeks out attractive investment opportunities, delegates responsibilities to competent and motivated managers, sets operating subsidiary goals, assists managers in the achievement of these goals, defines risk parameters and appropriate incentives and monitors progress against long-term objectives. The operating subsidiaries function in an entrepreneurial climate as quasi-autonomous enterprises.

ACUITY insurance company Automobiles Insurance Companies

ACUITY is a nationally recognized company specializing in property and casualty insurance. ACUITY has earned many accolades for its financial strength, innovative technology, workplace environment, and community philanthropy.

Financial Stability

Only commercial regional insurer to be rated A+ by both A.M. Best and Standard & Poor's, making ACUITY an icon of strength

Retains over $1 billion policyholder surplus, enabling ACUITY to protect the financial well-being of its policyholders

In business since 1925, ACUITY is the 65th largest insurer in the nation and manages over $3 billion in assets

Employee Oriented

Selected as the best mid-sized company to work for in America by Great Place to Work® in 2004, 2010, 2011, 2012, and 2013, and the only company in the nation to be ranked in the top five for 10 consecutive years

With less than 2% turnover, we attract and retain motivated, experienced, and dedicated professionals who will develop long-term relationships with you

Company Highlights

Writes a broad spectrum of property and casualty coverages for families and businesses in 23 states

Generates $1 billion in annual revenue through over 1,000 independent agencies

Over 98% of our agents rate our award-winning claims service as "very good" or "excellent"

Industry Rankings

Named to Ward Group's list of the best-run insurance companies in the nation for 14 consecutive years

Named a top 500 technology company by InformationWeek for 10 straight years

Winner of more ACORD technology awards than any carrier in the past 13 years